Privacy Policy for Centuria

Last updated: October 6, 2026

Centuria ("the app") is a retirement corpus planning calculator. This policy explains what happens to your information when you use the app.

Summary

Centuria does not collect, transmit, or share any of your personal data. The app has no backend server, no analytics, and no third-party tracking. Everything you enter stays on your device.

What data the app handles

• Financial and planning inputs (e.g. salary, expenses, savings, investment categories such as NPS, ULIP/LIC, PPF): stored only in the app's local storage on your device. This data is never sent to us or to any third party.
• Home-screen widget (optional, Android): if you turn on the widget in Profile, the app saves a small summary of your projected and target corpus on your device so the widget can display it. It stays on your device, is never transmitted, and is removed when you turn the widget off, use Log Out, or uninstall the app.
• Profile photo: if you choose to add a profile picture, the app uses your device's photo library only to let you pick an image, which is then stored locally on your device. The photo is never uploaded anywhere.

Permissions used

• Photo library access: used solely to let you select a profile picture from your device. The app does not access your camera or microphone.

Backups

The app opts out of Android's automatic cloud backup, so your plan data is not copied to Google Drive or any other cloud service by the app. Data on your device is not carried over to a new phone; you would need to enter it again.

Data sharing

We do not sell, rent, or share your data with anyone, because we do not collect or transmit it in the first place.

Data deletion

Since all data is stored locally on your device, you can delete it at any time with Log Out in the Profile tab, by clearing the app's data, or by uninstalling the app.

Children's privacy

Centuria is a financial planning tool intended for general audiences and is not directed at children.

Changes to this policy

If this policy changes, the updated version will be posted at this same URL with a revised "Last updated" date.

Contact

Questions about this policy can be sent to nishu7nov83@gmail.com.